Big Lou® is the Brand Name used in advertising that was created by TermProvider in 2011.  Big Lou is an every person, meaning, that he is just like most of our clients in that he needs Life Insurance and has a few health glitches.  Many people find it difficult to navigate the Life Insurance marketplace if they are overweight, have diabetes, or other health issues.


Big Lou's® mission is to make the process as simple and understandable as possible. We educate our clients on what goes on behind the scenes during the Life Insurance process to help them understand what is required and in the end find the best rate possible. Big Lou® is about Reality in Life Insurance.


Big Lou® does things differently than your average Life Insurance Agent.  

We don’t have sales scripts, and we don’t run our clients through a sales process designed to get your money on the first call.

In order to get the right policy at the right price, Big Lou® needs to get to know you a bit and ask some straightforward questions. Big Lou® doesn’t rely on luck when shopping for your insurance coverage, and wants to quote you the right price the first time.

Anyone can quote you a low price. The trick is getting a policy issued at that price.

In order for that to happen, Big Lou® needs you to engage in the process and be honest about your health. Big Lou will tell it to you straight every time, and expects the same in return. Even if you think you are perfectly healthy, you need Big Lou’s expertise in navigating the Life Insurance process.

Every Insurance Company has a different niche and even a one pound difference in weight can mean a big difference in premium.

There are at least ten different factors that most of our clients never think will affect their premium, and Big Lou® knows how each insurance company looks at every detail.

So, when shopping for Life Insurance, do you want the lowest quote from an agent with little understanding of your health profile, and little chance of delivering you a policy at the rate they quoted? Or, would you rather deal with a professional who will take some time on the front end to get you the best rate available for your specific health profile?


Give Big Lou® a chance and you won’t be disappointed. When our clients are straight with us from the start, we never lose.

So Get Your No Cost. No Obligation Quote.

About Us

TermProvider | The Home of Big Lou is a Life Insurance Brokerage Offering The Best Rates From The Top Insurance Companies In the Country.  Over 25 Years We Have Helped Ten's of Thousands Of People Save Time and Money On Their Life Insurance. 


With That Experience, We Have Noticed That Many Of Our Clients Have Weight Issues and Other Health Glitches Common To Those That Are Overweight. Sleep Apnea, Diabetes, High Blood Pressure, Arthritis, and Heart Disease are Just a Few.  If We Can Help Educate our Clients about The Life Insurance Process and The Health Issues that Affect their Premiums, Not Only Will Their Health Improve, But Their Life Insurance Premiums Will Go Down.  


T: 888-893-2105

F: 877-242-0788



348 SW Miracle Strip Pkwy
Suite 3A

Fort Walton Beach, FL 32548

Big Lou Is Like You

© 2020 TermProvider | Big Lou.