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What Is Pension Maximization?

When you retire, you have a lot of choices to make, and most important among these choices is whether to take your full pension payout or elect to have a spousal benefit.  If you take the maximum, your spouse gets nothing when you die. If you opt for your spouse to receive 100% of your benefit when you die, you will receive only 50% - 70% of your maximum benefit now.

 

You May Be Giving Up HALF of Your Pension! 

If you are in good health, or even if you have a few health glitches, you can usually use Life Insurance to protect your spouse's income and pay much less than your pension continuation options.

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We Can Save You Money Even If You Have a Health Glitch Or Two Or Three...

A 60 Year Old Male who is retiring in a few years with a $5,000 per month pension for life, may only receive $3,900 per month to guarantee his spouse the same income after his death. Guaranteeing your spouse's income will cost much less with Life Insurance.

Big Lou Is Like You

About Us

Big Lou is the consumer brand of TermProvider, an independent life insurance brokerage. We help people compare life insurance companies, products and underwriting options — especially when medications or health conditions make finding the right policy more complicated.

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We're just like you. We're on meds too.

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Learn More About Big Lou →

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Already Have a Life Insurance Quote?

Don't throw it away. Get a second opinion.

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If your quote changed after underwriting, you were table-rated or declined, or you already have an instant life insurance offer, Big Lou can help determine whether another insurance company may look at your health differently.

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Get an Underwriting Second Opinion →

CONTACT

T: 888-893-2105

F: 877-242-0788

E: biglou-at-termprovider.com


Address:

348 SW Miracle Strip Pkwy
Suite 3A

Fort Walton Beach, FL 32548

Big Lou Is Like You

© 2026 TermProvider | Big Lou.

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