top of page
Life insurance explained

The Big Lou Podcast

Real questions. Clear answers. We're on meds too.
Short conversations about life insurance, medications, health histories and the decisions that matter when protecting your family.
Life insurance for real people with real health histories.
Taking medications? Managing a health condition? Reviewing a term policy that is nearing its end? Start with the conversation that fits your question.

Listen your way

Listen in your browser or follow the show in your preferred podcast app.
For offline listening, use your podcast app's download option when available.

Find the episode that fits your question

Explore these selected conversations about underwriting, your existing coverage, and family or business protection.

Health and underwriting

Conversations about diabetes, medical exams, previous declines and changes in your health.
The Big Lou Podcast

Can You Get Life Insurance With Diabetes or Pre-Diabetes?

A conversation about diabetes, blood sugar readings and the health information that comes into an insurance application.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.
The Big Lou Podcast

Can You Get Life Insurance After Being Declined?

Explore what a previous decline means and the questions to ask before deciding whether to try again.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.
The Big Lou Podcast

How to Reapply for Life Insurance After a Health Change

What to discuss when a diagnosis, prescription or other health detail has changed since you last considered coverage.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.
The Big Lou Podcast

The Truth About Medical Exams for Life Insurance

Learn about the examination portion of the application process and what to expect when an exam is requested.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.

Your existing term policy

Understand the questions to ask before your current term ends.
The Big Lou Podcast

What to Do When Your Term Life Insurance Policy Is About to Expire

Start the conversation about your next coverage decision before the end of your current term.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.
The Big Lou Podcast

Should You Renew, Convert, or Replace Your Term Life Insurance?

Compare the questions behind renewal, conversion and replacement. Your policy provisions and current circumstances matter.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.

Family and business protection

Think through the people, income and responsibilities your coverage needs to protect.
The Big Lou Podcast

Myth Busted Your Work Life Insurance Might Not Be Enough

A prompt to check how much coverage you have through work and what its terms say about leaving your employer.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.
The Big Lou Podcast

Life Insurance for Business Owners

Consider the business obligations and family responsibilities that belong in a coverage conversation.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.
The Big Lou Podcast

Estate Planning Basics: Where Life Insurance Fits In

An introduction to the role life insurance can play in planning for the people you leave behind.
Listen to this episode →
Opens the episode player and transcript on Buzzsprout.

Explore the full podcast

Browse the complete episode directory for more topics and new releases. Each episode page includes a player, show notes and a transcript.
Browse all episodes →
We don't just shop prices. We shop underwriting.
Big Lou is the consumer brand of TermProvider, an independent life insurance brokerage. We compare insurance companies, products and underwriting approaches to help you explore coverage that fits your circumstances.

Have a question about your own coverage?

Tell Big Lou about your health history, medications, budget and the people you want to protect. We'll help you consider which coverage options may make sense.
Already have a quote or policy? Bring it with you. Tell us what has changed since you last looked at coverage.
Get a quote or discuss your options →

About the voices and the information

Lisa and Eric are AI-generated voices presenting educational content from the Big Lou team. For guidance about your own application or policy, speak with a Big Lou representative.
The podcast is for general education. Coverage, eligibility, premiums and policy options vary by insurer, product, state and individual circumstances. The issued policy and its provisions govern your coverage.

About Us

Big Lou is the consumer brand of TermProvider, an independent life insurance brokerage. We help people compare life insurance companies, products and underwriting options — especially when medications or health conditions make finding the right policy more complicated.

​

We're just like you. We're on meds too.

​

Learn More About Big Lou →

​

Already Have a Life Insurance Quote?

Don't throw it away. Get a second opinion.

​

If your quote changed after underwriting, you were table-rated or declined, or you already have an instant life insurance offer, Big Lou can help determine whether another insurance company may look at your health differently.

​

Get an Underwriting Second Opinion →

CONTACT

T: 888-893-2105

F: 877-242-0788

E: biglou-at-termprovider.com


Address:

348 SW Miracle Strip Pkwy
Suite 3A

Fort Walton Beach, FL 32548

Big Lou Is Like You

© 2026 TermProvider | Big Lou.

bottom of page